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Tax debt might be looming in my future I'm afraid. I don't get to claim C. this year which hurts enough but I stupidly forgot to change my W4 when I got divorced years ago. I've been withholding as married with two dependents. Check your W4s! It's way too easy to forget about life changes and how they impact your tax rates.

I don't want to have to take out a loan to get through it but with that and braces.... oh yeah, no ortho insurance for this next, more expensive, round of orthodontics means we pay for all of it. Christopher looks just like his dad but he got my small mouth. Yes, it is! Very small. And crowded. I just know how to make it seem bigger. HA!